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THE STATE BANK OF VIETNAM | THE SOCIALIST REPUBLIC OF VIETNAM |
No. 26/2013/TT-NHNN | Hanoi, December 05, 2013 |
CIRCULAR
PROMULGATING THE TARIFF OF CHARGES FOR PAYMENT SERVICES OFFERED VIA THE STATE BANK OF VIETNAM
Pursuant to the Law on the State Bank of Vietnam No. 46/2010/QH12 dated June 16, 2010;
Pursuant to the Law on Credit Institutions No. 47/2010/QH12 dated June 16, 2010;
Pursuant to the Government’s Decree No. 101/2012/ND-CP dated November 22, 2012 on making non-cash payments;
Pursuant to the Government's Decree No. 96/2008/ND-CP dated August 26, 2008 defining functions, tasks, entitlements, and organizational structure of the State Bank of Vietnam;
Pursuant to the Government’s Decree No. 160/2006/ND-CP dated December 28, 2006 on providing specific provisions on implementation of the Ordinance on Foreign Exchange;
At the request of the Director of Payment Department;
The Governor of the State Bank hereby adopts the Circular on the Tariff of charges for payment services offered via the State Bank of Vietnam,
Article 1. Issued together with this Circular is the Tariff of charges for payment services offered via the State Bank of Vietnam (hereinafter referred to as the State Bank).
Article 2. Upon collecting payment service charges, branches of the State Bank located in centrally-affiliated cities and provinces, and transaction centers of the State Bank shall fill in the declaration form given in the Appendix No. 01 to No. 06 enclosed herewith and periodically send a monthly data report on collection of payment service charges to the State Bank (Payment Department) by filling in the form attached in the Appendix No. 07.
Article 3.
1. This Circular shall come into force as from April 01, 2014.
2. The Decision No. 50/2007/QD-NHNN granted by the Governor of the State Bank dated December 28, 2007 on promulgating the limits on collecting charges for payment services offered by payment service providers shall become defunct as of the effective date of this Circular.
Article 4. The Chief Officers, the Director of the Payment Department and Heads of the affiliates of the State Bank; the Director of branches of the State Bank located in centrally-affiliated cities and provinces; the Chairperson of the Board of Directors, the Board of Members, Director General (Director) of credit institutions, foreign bank branches, State Treasuries and other organizations provided with payment services at the State Bank shall assume their responsibility for enforcing this Circular./.
| PP. THE GOVERNOR |
TARIFF OF CHARGES FOR PAYMENT SERVICES OFFERED VIA THE STATE BANK OF VIETNAM
(Issued together with the Circular No. 26/2013/TT-NHNN dated December 05, 2013 by the Governor of the State Bank)
I. Fee of participation in the payment system: Members or affiliates of the State Bank must make lump-sum payment for fee of participation in the payment system.
No. | Types | Collector | Payer | Rate |
1. | Fee of participation in the electronic inter-bank payment system (abbreviated to eIPS) |
|
|
|
1.1 | Participation fee that members are required to pay | Transaction centers of the State Bank | Members of the eIPS | VND 4,000,000/member |
1.2 | Participation fee that affiliates are required to pay | Branches of the State Bank located in centrally-affiliated cities and provinces | Members or affiliates of the eIPS | VND 0/affiliate |
2. | Fee of participation in offset payment system throughout the same centrally-affiliated cities and provinces | Branches of the State Bank located in centrally-affiliated cities and provinces shall take charge of offset payments throughout their areas | Members of the offset payment system | VND 0/member banks |
Note:
- Members of the eIPS refer to organizations that obtain permission from the Administration Board of the eIPS to get direct access to the eIPS;
- Affiliates of the eIPS refer to organizations affiliated to the eIPS that obtain permission from the Administration Board of the eIPS to get direct access to the eIPS;
- Members of the offset payment system throughout their operation areas refer to organizations that obtain permission from branches of the State Bank located in centrally-affiliated cities and provinces to get access to the offset payment system in these areas.
II. Annuity:
This amount shall be computed and collected in December every year; if duration of membership is not a full year, the annuity paid by members (or affiliates) shall be collected on the basis of actual months of their participation. Participation months shall be calculated as follows: If members (or affiliates) participate in the payment system before 15th day every month, the annuity shall be calculated from the start date onwards. On the contrary, if members (or affiliates) participate in the payment system from 15th day every month onwards, the annuity shall be calculated from the month immediately following the start month.
No. | Types | Collector | Payer | Rate |
1. | Annuity paid by members or affiliates of the eIPS |
|
|
|
1.1 | Annuity that members are required to pay | Transaction centers of the State Bank | Members of the eIPS | VND 18,000,000/year/member |
1.2 | Annuity that affiliates are required to pay | Branches of the State Bank located in centrally-affiliated cities and provinces | Members or affiliates of the eIPS | VND 1,500,000/affiliate/year |
2. | Annuity paid for participation in the offset payment system throughout the same centrally-affiliated cities and provinces | Branches of the State Bank located in centrally-affiliated cities and provinces shall take charge of offset payments throughout their areas | Members of the offset payment system in these areas | VND 1,500,000/member bank/year |
III. In-country payment service charge
No. | Types | Collector | Payer | Rate |
1. | Charge for payment transactions performed via the eIPS |
|
|
|
1.1 | Charge for payment transactions performed via the high-value payment subsystem |
|
|
|
a) | Applied to any payment order that the payment system receives before 3:30 pm everyday | Transaction centers and branches of the State Bank located in centrally-affiliated cities and provinces | Members or affiliates that send their payment orders | 0.01% of the payment amount (VND 2,000/item at minimum; VND 50,000/item at maximum) |
b) | Applied to any payment order that the payment system receives from 3:30 pm to the time when the payment system stops receiving payment orders in a day | Transaction centers and branches of the State Bank located in centrally-affiliated cities and provinces | Members or affiliates that send their payment orders | 0.02% of the payment amount (VND 4,000/item at minimum; VND 100,000/item at maximum) |
1.2 | Charge for payment transactions performed via the low-value payment subsystem | Transaction centers and branches of the State Bank located in centrally-affiliated cities and provinces | Members or affiliates that send their payment orders | VND 2,000/item |
2. | Charge for payment transactions performed via the offset payment system throughout the same cities and provinces |
|
|
|
2.1 | Paper-based offset payment | Branches of the State Bank located in centrally-affiliated cities and provinces shall take charge of offset payments throughout their areas | Member banks that send their payment orders | VND 5,000/item |
2.2 | Electronic offset payment | Branches of the State Bank located in centrally-affiliated cities and provinces shall take charge of offset payments throughout their areas | Members that send their payment orders | VND 2,000/item |
3. | Charge for payment transactions paid at intervals through current accounts opened at the State Bank | Transaction centers and branches of the State Bank located in centrally-affiliated cities and provinces that serve their clients with remittance or payment services | Those who open their current accounts at the State Bank for the purpose of payment or remittance | 0.02% of the payment amount (VND 10,000/item at minimum; VND 100,000/item at maximum) |
IV. International payment service charge:
No. | Types | Collector | Payer | Rate |
1. | Outward remittance fee | Transaction centers and branches of the State Bank located in centrally-affiliated cities and provinces that serve their clients with remittance or payment services | Clients who make payment or remittance | 0.15% of outward remittances ($2/item at minimum; $200/item at maximum) |
2. | Inward remittance fee | Transaction centers and branches of the State Bank located in centrally-affiliated cities and provinces that serve their clients with monetary acceptance services | Clients who receive inward remittance | 0.05% of inward remittances ($1/item at minimum; $100/item at maximum) |
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- 1Circular No. 30/2016/TT-NHNN dated October 14, 2016
- 2Circular No. 39/2014/TT-NHNN dated December 11, 2014, guiding the intermediary payment services
- 3Decision No. 48/2007/QD-NHNN of December 26, 2007, promulgating the regulation on collection of payment service charges via payment service-providing institutions.
- 4Decision No.448/2000/QD-NHNN2 of October 20, 2000 issuing the regulation on the collection of via-bank payment service charges
- 5Decision No. 449/2000/QD-NHNN2 of October 20, 2000 promulgating the Via-Bank Payment Service Charge Rates
- 1Decision No. 50/2007/QD-NHNN of December 28, 2007, on the issuance of the levels of fee applicable to the payment service performed through payment service suppliers
- 2Circular No. 33/2018/TT-NHNN dated December 21, 2018 amendments of Circular 26/2013/TT-NHNN publishing tariff of charges for payment services via State Bank of Vietnam
- 3Circular No. 04/2020/TT-NHNN dated March 31, 2020 providing amendments to Circular No. 26/2013/TT-NHNN promulgating schedule of payment service charges imposed by the State Bank of Vietnam
- 4Integrated document No. 07/VBHN-NHNN dated April 7, 2020 on Circular promulgating the Tariff of charges for payment services offered via the State Bank of Vietnam
- 5Integrated document No. 07/VBHN-NHNN dated April 7, 2020 on Circular promulgating the Tariff of charges for payment services offered via the State Bank of Vietnam
- 1Circular No. 30/2016/TT-NHNN dated October 14, 2016
- 2Circular No. 39/2014/TT-NHNN dated December 11, 2014, guiding the intermediary payment services
- 3Decree No. 101/2012/ND-CP of November 22, 2012, non-cash payments
- 4Law No. 46/2010/QH12 of June 16, 2010, on the State Bank of Vietnam
- 5Law No. 47/2010/QH12 of June 16, 2010, on credit institutions
- 6Decree No. 96/2008/ND-CP of August 26, 2008, defining the functions, tasks, powers and organizational structure of The State Bank of Vietnam.
- 7Decree of Government No. 160/2006/ND-CP of December 28, 2006 detailing the implementation of the ordinance on foreign exchange
- 8Decision No.448/2000/QD-NHNN2 of October 20, 2000 issuing the regulation on the collection of via-bank payment service charges
Circular No. 26/2013/TT-NHNN dated December 05, 2013, promulgating the tariff of charges for payment services offered via the State Bank of Vietnam
- Số hiệu: 26/2013/TT-NHNN
- Loại văn bản: Thông tư
- Ngày ban hành: 05/12/2013
- Nơi ban hành: Ngân hàng Nhà nước
- Người ký: Nguyễn Toàn Thắng
- Ngày công báo: Đang cập nhật
- Số công báo: Dữ liệu đang cập nhật
- Ngày hiệu lực: Kiểm tra
- Tình trạng hiệu lực: Kiểm tra